sm.

↓ STOP GUESSING WHAT'S LEFT.
↑ KNOW BEFORE YOU SPEND.

PAY WITH PAYPAL ↗

01 / SEE

THE NUMBER LIVES IN THE MENU BAR.

Your leftover for the month sits next to the clock, so you see it every time you glance up.

02 / WRITE

A LOCAL FILE FEEDS THE NUMBER.

{
  "income": 4200,
  "loan": 12450,
  "savings": 1840,
  "card": 312.40,
  "bills": [{"name":"Rent","due":1}]
  // sample data · you or your AI keep it updated
}

The widget reads one local file, finance.json. Edit it by hand, or point your own AI assistant (one you connect to your finance app) at it to keep it updated. studymoney doesn't include an AI or a bank connection — it never asks for a bank login.

03 / PAY

PAY ANY WAY THAT WORKS.

PayPal works without an X account. Put STUDYMONEY in the note. After payment clears, you get the private download page.

04 / DOWNLOAD

GET A PRIVATE DOWNLOAD PAGE.

Once your payment is checked, you get the private download page link. Open it and download the zip yourself — no DM required.